{"id":1792,"date":"2025-04-22T11:01:41","date_gmt":"2025-04-22T09:01:41","guid":{"rendered":"https:\/\/dsmconcursal.es\/case-studies\/"},"modified":"2025-04-23T13:34:35","modified_gmt":"2025-04-23T11:34:35","slug":"case-studies","status":"publish","type":"page","link":"https:\/\/dsmconcursal.es\/en\/case-studies\/","title":{"rendered":"Case studies"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1792\" class=\"elementor elementor-1792 elementor-1760\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21402b4 e-flex e-con-boxed e-con e-parent\" data-id=\"21402b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-667ccf7 elementor-widget elementor-widget-heading\" data-id=\"667ccf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Case studies<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84614ae e-flex e-con-boxed e-con e-parent\" data-id=\"84614ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-595cef3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"595cef3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In this section we share real stories of people who, thanks to the Second Chance Law, have managed to free themselves from debt and regain control of their financial lives. They are examples that show that it is possible to start again, even in situations that seemed impossible. Each case reflects a different path, but with the same result: leaving behind the burden of debt and looking to the future with peace of mind. Translated with DeepL.com (free version)  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f41123e e-flex e-con-boxed e-con e-parent\" data-id=\"f41123e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-625b8bc elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"625b8bc\" data-element_type=\"widget\" data-e-type=\"widget\" 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.elementor-element.elementor-element-dd3be40{\n    aspect-ratio: 1;\n    line-height: 1;\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1804\" class=\"elementor elementor-1804 e-loop-item e-loop-item-1843 post-1843 casos_de_exito type-casos_de_exito status-publish hentry\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-95108b9 e-con-full e-flex e-con e-child\" data-id=\"95108b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3be40 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"dd3be40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 25 25\" style=\"enable-background:new 0 0 25 25;\" xml:space=\"preserve\"><path d=\"M21.4,6h-3.7l-2-4H9.2l-2,4H3.6C2.2,6,1.1,7.1,1.1,8.5v11.9c0,1.4,1.1,2.5,2.5,2.5h17.9c1.4,0,2.5-1.1,2.5-2.5V8.5 C23.9,7.1,22.8,6,21.4,6z M9.8,3.1h5.3l1.5,3H8.3L9.8,3.1z M22.9,20.4c0,0.8-0.7,1.5-1.5,1.5H19V9.5h-1v12.4H7V9.5H6v12.4H3.6 c-0.8,0-1.5-0.7-1.5-1.5V8.5C2.1,7.7,2.7,7,3.6,7h3.2h11.6h3.2c0.8,0,1.5,0.7,1.5,1.5V20.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f5821 e-con-full e-flex e-con e-child\" data-id=\"41f5821\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637b466 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"637b466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Avalista logra cancelar m\u00e1s de 71.000 \u20ac en deudas y detener el embargo de su n\u00f3mina<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0504e2 elementor-widget elementor-widget-text-editor\" data-id=\"e0504e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUn deudor cuya n\u00f3mina estaba siendo embargada tras avalar el pr\u00e9stamo hipotecario de un familiar solicit\u00f3 acogerse a la Ley de Segunda Oportunidad. Con una deuda de 71.390,58 \u20ac, consigui\u00f3 frenar los embargos desde la declaraci\u00f3n del concurso de acreedores y, posteriormente, obtuvo la exoneraci\u00f3n definitiva de todas sus deudas, quedando completamente libre de cargas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6208d elementor-widget elementor-widget-button\" data-id=\"3b6208d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dsmconcursal.es\/wp-content\/uploads\/2025\/04\/Caso-5.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver m\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1804\" class=\"elementor elementor-1804 e-loop-item e-loop-item-1842 post-1842 casos_de_exito type-casos_de_exito status-publish hentry\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-95108b9 e-con-full e-flex e-con e-child\" data-id=\"95108b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3be40 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"dd3be40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 25 25\" style=\"enable-background:new 0 0 25 25;\" xml:space=\"preserve\"><path d=\"M21.4,6h-3.7l-2-4H9.2l-2,4H3.6C2.2,6,1.1,7.1,1.1,8.5v11.9c0,1.4,1.1,2.5,2.5,2.5h17.9c1.4,0,2.5-1.1,2.5-2.5V8.5 C23.9,7.1,22.8,6,21.4,6z M9.8,3.1h5.3l1.5,3H8.3L9.8,3.1z M22.9,20.4c0,0.8-0.7,1.5-1.5,1.5H19V9.5h-1v12.4H7V9.5H6v12.4H3.6 c-0.8,0-1.5-0.7-1.5-1.5V8.5C2.1,7.7,2.7,7,3.6,7h3.2h11.6h3.2c0.8,0,1.5,0.7,1.5,1.5V20.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f5821 e-con-full e-flex e-con e-child\" data-id=\"41f5821\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637b466 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"637b466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Matrimonio cancela casi 194.000 \u20ac en deudas y conserva su vivienda<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0504e2 elementor-widget elementor-widget-text-editor\" data-id=\"e0504e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUn matrimonio con embargos en su n\u00f3mina y cuentas bancarias por deudas que ascend\u00edan a 193.868,31 \u20ac, derivadas de varios pr\u00e9stamos, se acogi\u00f3 a la Ley de Segunda Oportunidad. Tras declararse en concurso, se levantaron todos los embargos y se obtuvo la exoneraci\u00f3n total y definitiva de las deudas, permiti\u00e9ndoles conservar su vivienda hipotecada sin necesidad de venderla.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6208d elementor-widget elementor-widget-button\" data-id=\"3b6208d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dsmconcursal.es\/wp-content\/uploads\/2025\/04\/Caso-4.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver m\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1804\" class=\"elementor elementor-1804 e-loop-item e-loop-item-1841 post-1841 casos_de_exito type-casos_de_exito status-publish hentry\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-95108b9 e-con-full e-flex e-con e-child\" data-id=\"95108b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3be40 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"dd3be40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 25 25\" style=\"enable-background:new 0 0 25 25;\" xml:space=\"preserve\"><path d=\"M21.4,6h-3.7l-2-4H9.2l-2,4H3.6C2.2,6,1.1,7.1,1.1,8.5v11.9c0,1.4,1.1,2.5,2.5,2.5h17.9c1.4,0,2.5-1.1,2.5-2.5V8.5 C23.9,7.1,22.8,6,21.4,6z M9.8,3.1h5.3l1.5,3H8.3L9.8,3.1z M22.9,20.4c0,0.8-0.7,1.5-1.5,1.5H19V9.5h-1v12.4H7V9.5H6v12.4H3.6 c-0.8,0-1.5-0.7-1.5-1.5V8.5C2.1,7.7,2.7,7,3.6,7h3.2h11.6h3.2c0.8,0,1.5,0.7,1.5,1.5V20.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f5821 e-con-full e-flex e-con e-child\" data-id=\"41f5821\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637b466 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"637b466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Administrador de una Sociedad Limitada cancela m\u00e1s de 932.000 \u20ac en deudas gracias a la Ley de Segunda Oportunidad<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0504e2 elementor-widget elementor-widget-text-editor\" data-id=\"e0504e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUn deudor con embargos activos por parte de entidades bancarias, acumulando una deuda de 932.560,39 \u20ac, derivada principalmente de pr\u00e9stamos avalados como administrador de una sociedad limitada, se acogi\u00f3 a la Ley de Segunda Oportunidad. Durante el procedimiento se paralizaron los embargos y, finalmente, se obtuvo la exoneraci\u00f3n total y definitiva de todas las deudas, permiti\u00e9ndole empezar de nuevo sin cargas financieras.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6208d elementor-widget elementor-widget-button\" data-id=\"3b6208d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dsmconcursal.es\/wp-content\/uploads\/2025\/04\/Caso-3.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver m\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1804\" class=\"elementor elementor-1804 e-loop-item e-loop-item-1840 post-1840 casos_de_exito type-casos_de_exito status-publish hentry\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-95108b9 e-con-full e-flex e-con e-child\" data-id=\"95108b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3be40 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"dd3be40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 25 25\" style=\"enable-background:new 0 0 25 25;\" xml:space=\"preserve\"><path d=\"M21.4,6h-3.7l-2-4H9.2l-2,4H3.6C2.2,6,1.1,7.1,1.1,8.5v11.9c0,1.4,1.1,2.5,2.5,2.5h17.9c1.4,0,2.5-1.1,2.5-2.5V8.5 C23.9,7.1,22.8,6,21.4,6z M9.8,3.1h5.3l1.5,3H8.3L9.8,3.1z M22.9,20.4c0,0.8-0.7,1.5-1.5,1.5H19V9.5h-1v12.4H7V9.5H6v12.4H3.6 c-0.8,0-1.5-0.7-1.5-1.5V8.5C2.1,7.7,2.7,7,3.6,7h3.2h11.6h3.2c0.8,0,1.5,0.7,1.5,1.5V20.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f5821 e-con-full e-flex e-con e-child\" data-id=\"41f5821\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637b466 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"637b466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Jubilado con hipoteca consigue cancelar 48.000 \u20ac en deudas y conservar su vivienda<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0504e2 elementor-widget elementor-widget-text-editor\" data-id=\"e0504e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUn pensionista con ingresos mensuales de 2.062 \u20ac y propietario de una vivienda hipotecada, se acogi\u00f3 a la Ley de Segunda Oportunidad tras sufrir embargos por pr\u00e9stamos impagados que ascend\u00edan a 48.362,62 \u20ac. Gracias a un plan de pagos de solo 40 \u20ac al mes durante 5 a\u00f1os, obtuvo la exoneraci\u00f3n provisional de sus deudas y logr\u00f3 mantener su vivienda sin necesidad de venderla.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6208d elementor-widget elementor-widget-button\" data-id=\"3b6208d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dsmconcursal.es\/wp-content\/uploads\/2025\/04\/Caso-2.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver m\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1804\" class=\"elementor elementor-1804 e-loop-item e-loop-item-1814 post-1814 casos_de_exito type-casos_de_exito status-publish hentry\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-95108b9 e-con-full e-flex e-con e-child\" data-id=\"95108b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3be40 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"dd3be40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 25 25\" style=\"enable-background:new 0 0 25 25;\" xml:space=\"preserve\"><path d=\"M21.4,6h-3.7l-2-4H9.2l-2,4H3.6C2.2,6,1.1,7.1,1.1,8.5v11.9c0,1.4,1.1,2.5,2.5,2.5h17.9c1.4,0,2.5-1.1,2.5-2.5V8.5 C23.9,7.1,22.8,6,21.4,6z M9.8,3.1h5.3l1.5,3H8.3L9.8,3.1z M22.9,20.4c0,0.8-0.7,1.5-1.5,1.5H19V9.5h-1v12.4H7V9.5H6v12.4H3.6 c-0.8,0-1.5-0.7-1.5-1.5V8.5C2.1,7.7,2.7,7,3.6,7h3.2h11.6h3.2c0.8,0,1.5,0.7,1.5,1.5V20.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f5821 e-con-full e-flex e-con e-child\" data-id=\"41f5821\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637b466 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"637b466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Empresario cancela m\u00e1s de 39.000 \u20ac en deudas avaladas por su empresa<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0504e2 elementor-widget elementor-widget-text-editor\" data-id=\"e0504e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUn deudor afectado por embargos debido a pr\u00e9stamos que aval\u00f3 como administrador de su empresa se acogi\u00f3 a la Ley de Segunda Oportunidad. Con un pasivo total de 39.511,25 \u20ac, logr\u00f3 la exoneraci\u00f3n definitiva de todas sus deudas, eliminando completamente sus obligaciones econ\u00f3micas con las entidades bancarias.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6208d elementor-widget elementor-widget-button\" data-id=\"3b6208d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dsmconcursal.es\/wp-content\/uploads\/2025\/04\/Caso-1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver m\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Case studies In this section we share real stories of people who, thanks to the Second Chance Law, have managed to free themselves from debt and regain control of their financial lives. They are examples that show that it is possible to start again, even in situations that seemed impossible. Each case reflects a different [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1792","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Case studies - DSM Concursal &amp; Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dsmconcursal.es\/en\/case-studies\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Case studies - DSM Concursal &amp; Finance\" \/>\n<meta property=\"og:description\" content=\"Case studies In this section we share real stories of people who, thanks to the Second Chance Law, have managed to free themselves from debt and regain control of their financial lives. They are examples that show that it is possible to start again, even in situations that seemed impossible. 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