External CFO

Financial Management for Your Company

Does your company generate revenue but not achieve the expected profits? Do you need to clearly understand what is happening with your numbers and make strategic decisions based on real data?

Our external CFO service offers you immediate access to a team of financial management experts without the fixed costs of hiring an internal CFO. We analyze, plan, and manage your company’s financial health so you can make decisions with confidence and a growth-focused vision.

Why Do You Need an External CFO?

Many companies have stable income but lack the necessary financial control to optimize profits, manage cash flow, or prepare for growth. Others simply do not have the time or resources for a deep and professional analysis of their economic situation.

An external CFO allows you to:

What We Do for You

We offer a comprehensive external financial management service, tailored to the needs and size of your company. We work recurrently and personally, as an active part of your management team.

These are some of the services included:

Cash Flow Control and Monitoring

We thoroughly monitor your accounts, transactions, and due dates to ensure every financial decision is based on real data and aligned with your objectives.

Management and Negotiation with Financial Entities

We handle direct relationships with banks, structure operations, and seek financing under optimal conditions: loans, credit lines, guarantees, or specialized banking products.

Cash Flow and Working Capital Management

We control working capital, review receivables/payables turnover, and optimize the operating cycle to avoid liquidity tensions.

Financial Restructuring

If your company is going through a critical situation, we design a viability or financial restructuring plan, including refinancing, debt renegotiation, and asset protection.

How We Work: Our Process

Every company is unique. That’s why our external CFO service adapts to your current situation, sector, and goals. This is our method:

  1. Initial Diagnosis: We analyze your financial situation, accounting, and income/expenses structure to detect opportunities and risks.
  2. Personalized Financial Plan: We define a concrete work plan: treasury, tax planning, financing, forecasts, and cost control.
  3. Operational and Strategic Management: We integrate into your company as the financial management team, controlling flows, managing the relationship with banks, and advising on every key decision.
  4. Follow-up and Continuous Improvement: We don’t stop at a plan: we periodically review indicators, adjust the strategy, and continue looking for opportunities for improvement and efficiency.

Our goal is to be your strategic partner in financial management, with the same commitment as if we were part of your staff… but with flexibility, specialization, and no additional costs.

FEATURES

External CFO vs Internal CFO

Hiring an external CFO is a strategic advantage, especially for SMEs, growing companies, or businesses that need control without assuming expensive structures.

Feature

Internal CFO

External CFO

Fixed monthly cost

High

Flexible and adapted

Integration time

Long

Quick and direct

Multisectoral specialization

Limited

High

Objectivity

Can be biased

Total independence

Restructuring capacity

Partial

High and executive

In addition, the external CFO provides a global view, prior experience, and a practical approach, without the need to hire full-time.

Common Use Cases

Your Team at DSM

We have a team of economists, financial experts, and lawyers specializing in strategic business management. Our accumulated experience in business crises, bankruptcy proceedings, tax planning, and financial control enables us to offer a comprehensive external CFO service.

  • Arnau Monserrat Nogué leads the financial area. He is an expert in financial analysis, management control, and resource optimization.
  • David Sánchez Hidalgo, commercial lawyer and tax expert, provides the legal and asset protection perspective needed to protect the entrepreneur in every strategic decision.

We work together to give you 360° support in managing your business.

Frequently asked questions

What is the cost of an external CFO?

It depends on the size and needs of your company. We offer flexible models tailored to each case. Much more economical than an internal CFO.

The initial diagnosis is done within a week. From there, we integrate as part of the team with recurring meetings and monthly or weekly follow-up.

Yes. We negotiate with banks, analyze viability, prepare documentation, and structure operations.

No. In fact, many of our collaborations are with healthy companies looking to professionalize their management to grow securely.

Request Advice Today

If you need to truly understand what is happening with your numbers, protect your profitability, and plan for the future with criteria, an external CFO may be the missing piece in your business.